I Quit My Job to Be a Freelance Writer: What Was I Thinking?


Freelance writer horrified that she has quit her day jobBy Teressa Campbell

Do you dream of the day when you can quit your day job and devote yourself to writing for money?

I did, too. So one day, I did it. I quit my $80k salary + benefits corporate job to be a full time freelance writer.

What was I thinking?

I thought being a full time freelance writer would be easy. That the jobs would flow in and I would have as much work as I could possibly handle.

Then reality set in. The work from the move-up mill I was relying on started to dry up. After that, the little money I had set aside was gone.

3 Things I did wrong

Mistake #1 was not discussing my decision to quit my job with my husband. I knew he would talk me out of it. No, I turned in my resignation almost two weeks before letting my husband know that I had quit. Bad idea.

Mistake #2 was letting fear prevent me from marketing. Because I wasn’t marketing — gasp — my writing gigs dried up. I let the doubt and depression from everyone telling me that I was crazy to quit my job for “a hobby” seep in and cause me to feel overwhelmed and afraid to put myself out there.

Mistake #3 was quitting my job at a time when I had three major events happening in my family’s life: a wedding, the end of my husband’s interim job, and legal action due to a dissolved business partnership.

What would I do differently?

Looking in the rearview mirror, I can see the things I should have done before I quit my job.

  • Keep marketing. Instead of waiting for a response after sending resumes and queries to job board ads, I would continue marketing on a regular basis.
  • Have patience. I didn’t want to wait at least a year to make sure my writing gigs were solid before I submitted my resignation.
  • Find support. Even if I couldn’t get total support from family, having one or two friends to go to for support would have helped get me through the rough months.
  • Save more money. When I quit, I had only one month’s worth of savings and a wedding to pay for that sucked up most of our cash.

I’m not saying that you should wait for enough money to instantly replace your working income. There is a point where you have to take the leap because the income is heading in the right direction. For us, saving at least six months’ worth of expenses would have kept us out of crisis mode until the writing gigs picked back up.

When should you quit your day job?

There is never going to be a “best time” or “right time” to quit your job.

However, if you have ongoing work and your part-time freelance work is starting to interfere with your full-time job, it might just be time to take that leap.

Even if you find yourself in crisis mode, desperation can force you to increase your marketing efforts. In my case, that marketing helped me gain three steady contracts.

Yes, I quit at the wrong time. But then again, maybe it wasn’t such a bad time after all.

Have you made the leap to full-time freelancing? Tell us how you did it in the comments — or what’s keeping you from making the jump.

Teressa Campbell is a freelance writer and training consultant in Nashville, Tennessee.

Freelance writing success


  1. Nell Casey

    I haven’t made “the leap” yet but that’s because I am building up a strong client base right now. But I’ve given myself a hard deadline of June as my going “full time” date, so it’s hustle, hustle, hustle until then.

    Thanks for your perspective on the ‘right time’ to quit. I was thinking about what the right time was for ages, but I’ve now worked out that no time is perfect, and there’ll always be excuses unless I just go for it.

    • Teressa Campbell

      Nell, you are right. There will always be excuses and a reason why you should postpone quitting just a little bit longer. As you stated, there is no perfect time to quit. You are already leaps ahead by setting a deadline than I was when I decided to quit.

    • Carol Tice

      Right on — it’s like trying to figure out a ‘good time’ to have a baby. You never really feel ready, but at some point, if you want it you better do it while you can. 😉

  2. Daryl

    Haven’t made the leap yet, as I’m currently building up a cushion of savings in order to ensure that when I *do* quit my job I won’t have to be immediately worrying about money!

    Personally, I think that anyone who is thinking about quitting their job should definitely make sure that they can secure at least a couple of clients before they do so, in order to avoid the

    Maybe it’s just me, but if you can be “talked out of” doing something then it means that you probably weren’t mentally ready for it in the first place!

    • Joy Collado

      I agree, better safe than sorry. It’s hard to focus on writing and marketing if you’re worrying about your bills.

    • Teressa Campbell

      Daryl, you are right. I wasn’t mentally ready for taking the leap when I took it nor was I prepared for the work involved in making sure I had plenty of work to pay the bills. However, from my current perspective, I wouldn’t be here if I hadn’t been there. If I had not quit my job when I did, I may still be in that job wishing that I could be a freelance writer instead. I would have missed the opportunities that have presented themselves through my marketing efforts because I would still be writing for the move-up mill and not truly marketing. I may not have been ready for the leap, but I have grown from it.

      • Daryl

        It seems I cut out rather abruptly in mid sentence! But Teressa, I understand exactly what you mean – even though you weren’t necessarily ready for the change, it ended up being a plunge that you simply had to take, if only to gain some experience.

      • Sabriga

        Oooh yeah. That’s exactly where my dilemma is at right now. I have just enough work that it’s interfering with my day job, I don’t feel I can look for more, and I’m working ca. 16 hours a day in order to do the writing gigs. But working the ‘other’ job means no time for marketing so can’t find the time to line up the writing gigs that will support me. Argh! Catch 22.

        To your point, though, by taking the leap you gained time to develop the business. Guess I’m not that brave yet…

  3. Keri

    I made the leap recently, then promptly lost my biggest client! Like you said, Teressa, there’s just not a perfect time to do it. You never really know what’ll happen, so the best you can do is be ultra-prepared and have a backup plan for a worst-case scenario.

    • Teressa Campbell

      I couldn’t have said it better myself, Keri! Even if you have a “secure” full time job, it doesn’t mean that won’t change tomorrow. At least as a freelancer, I know that if I lose one client, I still have more clients out there to make up for the loss.

      • Keri

        Definitely! I’ve experience being laid off from a full-time job, and that was WAY more stressful than losing a client 🙂

  4. Joy Collado

    I found an online job as a Virtual Assistant that provided me with fixed income every month before I quit my job. Since I work from home, I had more time to write, learn and market. 🙂

    • Teressa Campbell

      Joy, do you enjoy working as a Virtual Assistant? That seems like it would be a tough job to do in person, let alone virtually.

  5. Laurence

    I am on a Disability Pension due to ill health and I can’t handle the regular hours of a “real job” so my writing work is perfect for me as I work when I can and I decide how much work I do.

    So I haven’t had to face the decision to quit a job. I can say that I am the happiest I have been out of any type of work I have ever had. It’s great to be able to earn some money while working from home so i can cover my bills. I don’t make a fortune but that is due to health and restrictions on the number of hours I can work.

    • Teressa Campbell

      Laurence, I am sorry to hear about your poor health, but glad that you can turn to freelancing to get you through and pay the bills.

  6. Allen Taylor

    I had dreamed of freelancing for years. I was a newspaper editor when my National Guard unit was activated and I spent a year in Iraq. The bright spot to that distraction was my income went up. I was able to save enough money to live on for a year and when I returned home, I walked in the door, powered up my computer, and opened an account at Guru.com. I’ve been full-time ever since.

    • Carol Tice

      So how have you found Guru — get any good clients on there?

      I set up an account a long time ago, because someone told me it was going to be different from Elance and the rest…but it didn’t seem like it was to me, and I moved on.

      • Allen Taylor

        Carol, I don’t use it any more, but it did help me get my start. One of my best clients came from there. After seven years, I’m still writing her blog.

  7. Joyce

    I have been writing full-time for almost a year. My last day at a “real” job was March 15th of last year. I haven’t regretted it once. I had saved up some money, but I was also working almost full-time while still at my other job. This meant getting up at 2am to write before going to work. I knew I would have plenty of income, which was important since I have a family to provide for. I had also been writing for almost two years so I felt it was a stable income to rely on.

    The one thing I’ve realized as a full-time writer is the importance of marketing even when you are swamped with work and not relying on one client as the main source of your income.

    • Teressa Campbell

      Joyce, I have learned that same lesson through fire. Without marketing, the work dries up, I try to make it a point to market a little bit two to three times a week now.

  8. Kathleen Krueger

    I made the leap 3 years ago this month. The big client that helped me make that leap was a steady weekly customer for blog posts up until a month ago, but I never let myself take that for granted. I prospected for new jobs the first thing every morning. Eventually I had to hire other writers to help me with the work.

    • Teressa Campbell

      Kathleen, That you had to hire a team of writers three years after making the switch is awesome! Congratulations on making it work!

  9. Sara

    I didn’t quit. I got laid off. I had one client and almost no savings. I figured freelancing would help tide me over until I got another job. My client happened to have a lot of work that summer, and I made another connection through a family friend. I realized I loved the flexibility of freelancing and was motivated to figure out a way to make it work—and I have for 14 years. It’s still working, but I recognize I’m at a point where I need to make some changes.

    • Teressa Campbell

      Sara, Congratulations on 14 years of successful freelancing. That’s quite an accomplishment!

  10. Lynn Silva

    Hi Teresa,

    I left my job in the fall. I did crisis intervention on the weekends, but for the neighboring county so it was usually at least a 25 minute drive depending upon which facility I was called out to. I sat down and added up the gas, cut out other expenses wherever I could, took a very demeaning side job and took the leap. 5 days later I was accepted on a major site for a guest post, I nailed my niche and things have taken off. Oh, and that demeaning side job? Yeah, well, I just got over the ‘demeaning’ part and actually enjoy it now. It’s 4 hours on Saturdays and is a nice break from my computer desk. Finances are tight, but I’m with my kids all the time and doing what I love. I don’t regret it for a minute. It changed me 100% for the better.

    I will say, however, that the fear of leaving was excruciating. I have a back injury that could quite possibly inhibit future employment with many employers so I was even more worried that I”d need to go back to work and nobody would hire me because of it. Getting over that fear was the most difficult. I had to dig deep and find confidence and trust in myself. So far, I haven’t let myself or my kids down.

    One other thing, I used to have such terrible back pain. For some reason, it has decreased significantly. I truly believe part of that is because I’m not as stressed, or perhaps the stress is a different kind. I’m doing what I love, and I can’t explain how much healthier and happier I am.

    I very much admire your story and the humility it took to share it with others. I know it’ll help many people. Thanks so much for being genuine and honest. There are some powerful suggestions in this post.

    • Teressa Campbell

      Thank you for sharing your story, Lynn! It’s amazing how doing what you love improves your outlook on life, isn’t it?

  11. Nicki

    How very true your story is. I made the same decision 18 months ago – luckily without a wedding to worry about! I haven’t once regretted making the move, but agree that some foresight and planning would have helped. Support is also a big factor, and my partner has been a rock throughout. Now I’m looking forward to an exciting year!

    • Teressa Campbell


      I found that without a strong support for my freelancing, doubt and depression quickly started to creep into my life. It took me almost two months after quitting to stop feeling sorry for myself and start marketing again.

  12. Elke Feuer

    Great article! I have a 2 year plan in place for writing full-time. It’s something I discussed with my husband and I feel confident about, however if the opportunity arises sooner, I certainly won’t say no. 🙂

  13. Emelia

    Great post Teressa! I would add that doing it for the right reasons is also important. You must do it because you love to write and you believe it is what you want to do with your life, not to “get rich quick”. Freelancing is just like any other business. It may take a while before you see the fruits of your labour. This can be straining in you are not entirely sure you want to fight for it.

    Thanks for sharing!

    • Teressa Campbell

      Disappointment is the only thing you will get quickly if you are freelancing for the wrong reasons. Even if you love to write, you may not always get the topics you enjoy. You hit it on the nose when you said that freelancing is like any other business. Just like any other business you will have to juggle marketing, taxes, customer service, accounting, and project management, in addition to writing.

  14. Bonnie Nicholls

    Thanks for posting this. I just gave my notice after thinking about this a long time and talking it over with my husband. I’m giving myself a year to gain momentum. I know it takes time, because last year, I got laid off, freelanced for six months, and right when things were starting to happen, my old company called me back. And once I was back, it didn’t feel right. I had already moved on, in my head, anyway. And it got hard to juggle a job and freelancing. I had no time left for me. So, 2014, here we go!

  15. Michelle

    I quit my day job in September (last day working there was in October), and I haven’t looked back once. I now full-time freelance online and it has been wonderful. I did a lot to reach this though. I made sure that I had a steady online income, that jobs were secured for future months, talked to my SO a lot about it (he was the one who kept telling me to quit, but I was the one who was too afraid), and we saved up over one year of living expenses.

    • Carol Tice

      Wow Michelle — I’m impressed with the textbook way you went about it! I was bounced from my job and had a $10K severance check, and it was into the pool, with maybe a couple of months of cushion from that. I know so few writers who manage to save up a big nut to launch their freelancing…but more should do it!

      I actually thought I would freelance until I found another gig at first, but like others on this chat, I soon realized freelancing was what I should be doing, and that I’d have more earning potential.

  16. Rebecca Flansburg "Franticmommy"

    Wow! Great article and it is a story eerily similar to mine. I did have the 80K job with bennies, but the company was circling the drain and, as one of the higher paid employees there, I saw the writing on the wall. I had my spouse’s support, but he was self-employed at time too (doh!) so no safety, security OR companies bennies at all for awhile. However, I have no regrets. I have always been blessed with steady work and it’s work that I absolutely love to do. I make roughly half what I used to, but the fact I can be more present in our kids’ lives now that I work from home is worth more to me than money. You’re right, there is now a “right time” to quit, but working from home on your own terms is sooooo do-able and soooo worth it. Do your research, have a support system, and get your ducks in a row. Life is an adventure. 🙂

    • Teressa Campbell

      Rebecca, Yes, it is definitely worth it. 🙂

  17. Carolyn

    I think that’s all great advice! I guess I was fortunate in a way (hindsight is a wonderful thing!) because my employer terminated my contract while I was on maternity leave. This left me without a job to go back to in a difficult climate so I decided to freelance until a good position came up.

    It was very tough but I have now reached a point where I am no longer expending energy looking for that job, and instead am using that energy to market myself and plan my freelance business. I still don’t have enough work to take all the financial pressure off yet, but I’m getting there, and now I know I can make it.

    • Teressa Campbell

      Hi Carolyn, is that even legal? I thought any kind of medical leave was protected until after returning to work, but then I’m not an HR person. I love that you turned it around and started pursuing freelance work.

      • Carol Tice

        I know, that creeped me out too! I think it is officially illegal, but still happens, and we don’t all want to spend our time pursuing an EEOC claim or something.

  18. Sandra

    That’s pretty gutsy, Teresa. You must’ve been petrified! Glad it’s working out, though. Leaving cubicle hell definitely takes good planning.

  19. Rob

    I would probably never have taken the leap if freelancing had not been the only viable means of making a living I could find. Once I had clients, though, I slacked off on actively looking for more. I’m trying to make up for that this year, devoting some time each week looking for leads and sending query letters. It’s not as easy as getting cheap gigs on Elance, etc., but I don’t want to get back in a position of having to go back to bidding sites to get work.

    • Teressa Campbell

      I tried Elance once, but didn’t like it as much as some of the other sites out there. Content mills and bidding sites are easy to find work through because they pay so poorly. But settling for cheap gigs always comes with consequenses and poor clients. The clients I have worked with since leaving those sites have been some of the best people I have worked with.

  20. Linda H.

    When I was laid off four years ago in January, that was the decision to go back into full-time freelancing. I’d thought about it for a few years but didn’t have the cash flow or savings needed to survive.

    In the meantime, my company was willing to pay tuition to go back to school so I started my Masters via online studies through Strayer University. I focused on a Masters in Business Administration or Management and took the core classes for Marketing, Business Management, Managerial Accounting and Entrepreneurship and Innovation. I wrote two business plans and a marketing plan for my writing business and won the hearts of my professors, two of whom were on-site. They encouraged me to go for my doctorate so I could teach–they believed I had the street smarts and business sense from previous entrepreneurial endeavors to train others.

    When my layoff came unexpectedly on Jan. 28, 2010, I actually was excited. I’d started a freelance writing/resume writing business in 1985 and kept it going while working in Corporate America. I had contacts. So after the exit interview and giving over my keys, when I got to my truck in the parking lot I started calling and texting my network. I had work coming in within 18 hrs. But I also learned I needed three unexpected and necessary surgeries within the next nine months and one year.

    Yet I still landed on my feet. Using severance I paid for some fabulous marketing training, got my website up and started working. With casts on first one hand, then another I worked through the first two surgeries. The third left me depressed and I’ve been working through that since.

    But I’ve gotten through all that, survived on unemployment and won some contracts I still have with two newsletter publishing groups. I’ve built up a business that allows me to survive. Now, to get out there and market more, focus on building a blog and developing serious business tools that promote my business, my writing and me.

    Your steps are spot-on. But if you get thrown into the fire unexpectedly, focusing on what you CAN do and allowing yourself some time to yourself daily can get you through the hoop, over the hurdles and on target to make a living freelance writing. When you look back at how you survived, you can write about that too.

    • Teressa Campbell

      Great story Linda! It definitely helps to focus on the things you can do and take everything one step at a time. Otherwise, it can become too overwhelming.

  21. Dan Stelter

    I can totally relate to this post. Mistakes happen, and that’s how you learn, so I’d say don’t beat yourself up about it too much. I’m transitioning from one set of clients to another, and I’m experiencing similar challenges: not going as fast as I would like, but fortunately have cash in place. Good to hear that you pulled through, though.

    • Teressa Campbell

      Thank you Dan! There are days that feel like I am spinning my wheels trying to get work to come in the door. Then there are days when I can’t work fast enough because of all the work coming through the door. It has been a neat experience though.

  22. Konrad Sanders

    Nice post Teressa, cheers!

    It’s good to take risks in life, but I guess calculated risks are better than just going on spontaneous whims!

    I took the leap into freelance writing and to start with, I ran into that common problem you don’t really predict – the difficulty of finding yourself work! You may be an excellent writer, but if you want to go freelance then you have to be an excellent entrepreneur, marketer and manager too.

    I always had an entrepreneurial spirit, and now I’ve set up my own copywriting agency – so I guess I play more of a middle man role. Which is a shame in one respect, as I write less. But at the same time, when I do write – it’s to promote me and my company rather than someone else’s, which is much more rewarding!

    I hope you have learnt from your mistakes and are now flourishing 🙂

  23. Amanda

    I only took the leap because of timing. My husband has just started medical school abroad, I’m pregnant, and I’m also studying for my master’s part-time–we already knew we would be living off loans, and I won’t be eligible to work in the country where his school is when we reunite, so it seems like a fairly risk-free option that can occupy my frazzled pregnant brain. Here’s hoping it amounts to something!

  24. Worli

    You are right! Patience is important. When you start a freelance writing career, you have to be prepared for the mental challenges and also the financial challenges.

  25. Mai Bantog

    Thank you for sharing your experience, Teressa. I quit my day job February last year (first year as a full time freelancer, yay!), but the decision was easy for me. I was earning more from my part time job and didn’t like what I was doing in my day job, so I quit.

    And like you, the people around me didn’t support my decision. My boyfriend was the only person who believed in me at that time. My parents, friends, colleagues, and relatives kept on bugging me to get out there and find a new job, but I resisted because I just felt that corporate jobs are not for me. I like having my own plans and schedule, and every now and then, I travel. So it was the most sensible choice for me, and one year later, I’m still making more than what I would have earned had I continued working in a corporate environment.

    Problem is I’m getting my jobs from oDesk, but I promised myself that starting next month, I’ll slowly get out of it and start to market myself. It scares me (the marketing part), but I really want to work smarter now, establish myself as a reputable writer, and get quality clients.

    • Carol Tice

      Good plan, Mai — as you know, with the merger with Elance, there’s no telling what will happen down the line at oDesk, so you’re smart to diversify now.

  26. Michael Levanduski

    Thank you for sharing your mistakes and experiences with us. Since I still have kids at home I will be waiting to quit my day job until I no longer need the stability that comes with a steady paycheck and benefits. I’ve been making great money online for a couple years and continue to improve, but there are dry spells. That would be fine if it was just me, but I’m going to wait for the kids to grow or my savings and investments to do so until I take the plunge. I respect your courage for going for it though!

    • Carol Tice

      That’s funny — I had the opposite reaction. When we adopted our third from foster care at 16 months, we soon realized having day jobs was unworkable, and they’d only be young once.

      Within 2 weeks of starting to freelance, I couldn’t remember how I had ever hacked the day job! It seemed insane that I’d done it that long. There are so many teacher meetings, doctor appointments, playdates, so much to arrange…and such a short time to just be there during their young years.

      Also…when the kids grow, there’s college. The costs really never end, so don’t wait for that, I’d say.

      And finally…what’s stable about a day job? Just ask the millions who lost theirs over the past few years.

      Savings are great to have…but sometimes waiting to feel ‘secure’ means it’ll never happen.

  27. Rhonda Chapman

    Thank you for this and for giving me a nudge. I’m being patient yet active about preparing every single thing I need to do before I make the decision to go solo. I’ve got a checklist and going through it one by one.

  28. Katherine James

    “Have you made the leap to full-time freelancing?”

    When I made the leap into self-employment, all I had was 3 months living expenses and lots of enthusiasm.

    I think passion for your work can overcome a lot of the obstacles that can beset someone who takes the leap into freelancing.

    • Carol Tice

      That was pretty much my boat. Just knew I really wanted to make it work — we had just adopted a 16 month old from foster care and wanted to be home with her. And never looked back. If you’re motivated, it’s amazing how much business you can drum up.

  29. Robert

    I am currently a stringer for a weekly newspaper in St. Louis. I am their sports writer and I am paid per article. I have been doing it for 3 years now as a second job. For my full time job I am and have been trapped in the restaurant business forever. My goal is to get out and become a full time writer. Do you have any ideas on how to turn my experience into a full time salaried writing job. Does such a job even exist? It seems every time I start looking around freelance jobs are the only thing I can find. I also spent about 1.5 years as a public affairs reporter in the same capacity, which started as an internship in college. I appreciate any advice you may have.

    Thank you,


    • Carol Tice

      Hi Robert —

      Not sure Teresa is still about, as she did this guest post a while back…but I’ll give you my input.

      There certainly are staff-writing jobs still in existence, both in journalism and copywriting…but many fewer than there used to be. I personally was a staff writer for 12 years, so I can assure you the concept is real!

      You might try journalismjobs.com or the journalism jobs on Gorkana – both will list staff jobs at newspapers and trade publications, and the occasional magazine. Trades tend to pay better than dailies.

      In general, creative jobs are increasingly being freelanced out. To earn more, you’d need to look for clients beyond newspapers, which are generally one of the lowest-paying types of markets.

      You might want to check out my ebook How to Get Great Freelance Clients, Robert, which talks about how to prospect, qualify, and successfully market your services to better-quality clients that can offer higher pay.

  30. Allen Taylor

    One emerging trend I see is the online branded magazine. Costco, Tractor Supply, and other brands are beginning to create their own branded content magazines, paying freelancers for original content that isn’t always self-promotional but that nevertheless highlights the brand’s image. I see more of these opportunities emerging. The full-time opportunity here, or part-time in some cases, is the editorial position. If you don’t mind being a brand evangelist, these companies are looking for skilled journalists and editors to manage the content production.

  31. Angela

    I made the leap today and I’m scared already! I left my stable yet horribly unpleasant restaurant management job (not on the best terms) to write full-time and within hours of doing so my excitement and confidence has turned to anxiety!

    • Carol Tice

      Well, hopefully you’ve made a plan for how to market your writing and set up your business, Angela. If not, you might want to take a look at a couple of my ebooks — I’d say Freelance Business Bootcamp and the Step by Step Guide to Freelance Writing Success, for starters: https://makealivingwriting.com/ebooks

      They’ve got ALL my tips on how to set up your business to earn well and find those first clients.

  32. Saurabh Adhiya

    Hi Teressa. Am going through a phase where its difficult to decide what i should do. To start with, i am from India. I am 27 and a promo producer in a sports channel, and i don’t know why on earth i took this job. May be for the good money. But i have always wanted to make films. (PS: I have made a couple of short films) I earn pretty decent with my freelance writing and have always wondered if i should leave my day job and focus on writing, film making, photography, travelling, blogging and so much more. I don’t have much of a support from my family though. As in, my dad’s worked in a government job all his life and he says i should stick on with my steady income. Its difficult to explain him what i want. Am sure you are wondering why do i have to ask my dad, though i am 27, earning pretty well… But like i said, i am from India. And back here, we sit down together to make important decisions. which means even my family is involved in my decisions. Although they are not completely against it, they are just worried, and so am i. What if i don’t make it. What if my writing job dries up. It hasn’t in three four years, am hoping it won’t even in the future. But its this “what if” that worries me the most. May be some day i will overcome my fear… May be some day 🙂


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